What You Need to Know
Aircraft mechanics are essential to the aviation industry, ensuring aircraft operate safely and efficiently. With demand for air travel increasing, the need for skilled, certified mechanics continues to grow. However, the financial commitment to enter this field is significant.
The average student loan debt for aircraft mechanic training is $17,500. We break down these numbers in the article below.
Understanding the Financial Investment
To become an FAA-certified aircraft mechanic, students must complete an Airframe and Powerplant (A&P) program. These programs are available through both public and private institutions, with costs varying widely.
Public Institutions
- Lively Technical College (FL): $5,365 total program cost (Lively Technical College)
- North Central Institute (TN): $16,856 for A&P certification (North Central Institute)
- Portland Community College (OR): Approx. $18,000 for full certification (Portland Community College)
- Columbus State Community College (OH): ~$4,390 per academic year (Columbus State Community College)
- Guilford Technical Community College (NC): $7,500–$8,000 for degree (Guilford Technical Community College)
Private Institutions
- Epic Flight Academy (FL): $46,720 total cost (Epic Flight Academy)
- Thrust Institute (TX): $39,539 for 12-month program (Thrust Institute)
- Aviation Institute of Maintenance: ~$16,657/year at Charlotte campus (Aviation Institute of Maintenance)
- National Aviation Academy: Costs vary (National Aviation Academy)
- Universal Technical Institute: Tuition varies by location/program (Universal Technical Institute)
Average Student Debt
Graduates from aircraft mechanic programs typically incur an average student loan debt of approximately $17,500, encompassing tuition, tools, and certification expenses. This figure was highlighted by Dr. Sharon DeVivo, president of Vaughn College, during a 2020 congressional hearing focused on the aviation maintenance workforce. Dr. DeVivo emphasized that many students are compelled to seek alternative loans due to ineligibility for federal PLUS loans, often resulting in higher interest rates and financial strain. FLYING Magazine
Salary and Career Outlook
- Average Salary: $67,029 (Indeed)
- Entry-Level Salary: Around $46,508 (Cape Fear Community College)
- Experienced Professionals: $95,000+ (Cape Fear Community College)
- Job Growth: 11% projected over the next decade (Indeed)
Managing Student Debt
Managing debt responsibly is vital. Options include income-driven repayment plans, loan forgiveness programs, refinancing, and budgeting.
Review our article on Strategies to Minimize Debt for more guidance.
Typical Debt Payoff Schedule
Loan: $25,000 at 5% interest over 10 years
- Monthly Payment: ~$265
- Total Interest: ~$6,800
Paying extra or biweekly can reduce interest and time to payoff.
Frequently Asked Questions
Q: How long is an A&P program?
A: Most take 12 to 24 months to complete.
Q: Is FAA certification required?
A: Yes, it’s legally required to work as an aircraft mechanic.
Q: Can military experience count?
A: Yes, military training can count toward FAA certification.
Conclusion
Pursuing a career in aircraft maintenance is a solid investment when paired with a strategic financial plan. With a manageable debt load and high earning potential, aspiring mechanics can enter the field confidently.