Home » College Planning and Scholarship Guide (2025 Edition)

College Planning and Scholarship Guide (2025 Edition)

📘 ITEMS YOU’LL NEED (2025 Edition)

Before diving into your college planning journey, there are a few key tools that will help you stay organized — which is absolutely essential when juggling deadlines, paperwork, and financial aid.

Must-Have Supplies:

  • Labeled File Folders (or a digital equivalent): Organize documents by category: college research, academic transcripts, extracurricular activities and awards, FAFSA and state aid materials, scholarship applications, tax returns, and college savings accounts (like 529 plans). Consider going paperless by using a cloud service like Google Drive or Dropbox, with well-labeled folders for each category.
  • Wall or Desk Calendar: Write down every important date — college and scholarship deadlines, FAFSA and CSS Profile open/close dates, standardized testing, and volunteer events.
  • Digital Calendar with Reminders (e.g., Google Calendar): Set alerts years in advance to stay on top of long-term goals and deadlines.
  • File Box or Cabinet: Whether digital or physical, your system should be easy to access, so you can add and reference information often.

🎓 FRESHMAN YEAR

Parent Tip: Start saving now. Even modest contributions to a 529 plan or savings account can add up — and colleges often expect families to contribute something.

Key Focus Areas:

  • Get Organized Early: Attend your school’s freshman-parent night and ask questions about academics, financial planning, and post-secondary options.
  • Start Strong Academically: A GPA of 3.2 or higher opens the door to many merit-based scholarships. Challenge yourself with courses you can handle, but don’t overload.
  • Well-Rounded Matters: Colleges love students who show leadership and involvement. Join clubs, sports, or volunteer in your community.
  • Create Your Own Volunteer Club: Recruit friends to launch a local service group — help seniors, organize clean-ups, or run fundraisers. Leadership and initiative are always scholarship-worthy.
  • Get a Part-Time Job: If time allows, even a few hours a week teaches responsibility — and counts on some scholarship applications.
  • Take the PSAT (For Practice): It’s early, but this is a great warm-up. By junior year, PSAT scores can qualify you for the National Merit Scholarship Program.
  • Career Exploration: Have open, nonjudgmental conversations about career goals. Use tools like O*NET Online, MyNextMove.org, or YouScience to explore.
  • Career Prep Classes: If your school offers career readiness or life-skills classes, take full advantage.

🎓 SOPHOMORE YEAR

Everything from freshman year still applies — but now it’s time to get more serious about college options.

Sophomore Year Checklist:

  • ✅ Retake the PSAT for additional practice
  • ✅ Continue extracurricular and leadership involvement
  • ✅ Stay focused academically — keep GPA strong
  • ✅ Begin researching colleges and programs
  • ✅ Explore summer enrichment programs — many are free or funded
  • ✅ Start a basic college list (public, private, in-state, out-of-state, 2-year, 4-year)
  • ✅ Research scholarship opportunities for underclassmen (Ayn Rand Essay Contest, HOBY Youth Leadership, etc.)

Digital Tools Tip: Use platforms like CollegeBoard’s BigFuture, RaiseMe, or Niche to explore colleges and scholarship matches.

Scholarship Scams Warning: Be wary of services that “guarantee money.” Legitimate scholarships don’t charge application fees. Research with your guidance counselor and check organizations via the Better Business Bureau.

Early Testing: Some students take their first SAT or ACT as a sophomore to gauge strengths — but it’s optional at this stage. If you’re a strong test-taker, it can help frame your prep.

Campus Visits: Summer before junior year is a great time for casual tours — nearby schools, public vs. private, big vs. small — just to get a feel.

🎓 JUNIOR YEAR

This is your most important prep year. Everything you do now helps position you for success.

Must-Do List for Juniors:

  • ✅ Take the PSAT/NMSQT in October (this one counts for National Merit!)
  • ✅ Begin preparing for the SAT/ACT — take the real test in spring
  • ✅ Research colleges in-depth: programs, costs, size, location
  • ✅ Attend college fairs, info sessions, and visit campuses
  • ✅ Build a résumé of activities, honors, leadership, and work experience
  • ✅ Continue challenging coursework, including AP or dual credit classes
  • ✅ Research scholarships seriously — many open in junior year
  • ✅ Consider summer programs or internships — these build networks and experience
  • ✅ Start narrowing your college list to 6–8 choices

Military-Interested Students: Explore Junior ROTC, Civil Air Patrol, and take the ASVAB test. These experiences boost ROTC and academy applications.

Parent Involvement: Help organize your school’s college resource room or host college planning events. The more plugged-in you are, the more options your student can uncover.

Junior Conference: Schedule a 1-on-1 meeting with your school counselor to review academic progress, testing, and college options.

🎓 SENIOR YEAR

The finish line is in sight — but this year is packed with deadlines, applications, and big decisions.

Fall Semester:

  • ✅ Finalize college list (3–6 schools is ideal)
  • ✅ Apply early — many deadlines fall between October and January
  • ✅ Register for final SAT/ACT attempts, if needed
  • ✅ Ask teachers for letters of recommendation (at least 3–4 weeks before deadlines)
  • ✅ Draft and revise your college essay
  • ✅ Complete the FAFSA as soon as it opens (usually in October) at https://studentaid.gov
  • ✅ Apply for institutional scholarships — many have separate applications!
  • ✅ Use scholarship databases (Fastweb, Going Merry, Scholarships360)

Spring Semester:

  • ✅ Compare financial aid award letters
  • ✅ Make your final college decision by May 1
  • ✅ Notify schools you aren’t attending
  • ✅ Send thank-you notes to recommenders
  • ✅ Finish strong — senioritis can hurt offers
  • ✅ Attend college orientations and file housing, course selection, and health paperwork

Final FAFSA Tip: Even if you “think” you won’t qualify for need-based aid — always file. The FAFSA is required for federal loans and many institutional awards.

Grad Prep: Your school should offer sessions on college life topics — money management, safety, legal tips, health resources. If not, help organize one.

🎓 FINAL THOUGHTS

College planning is a marathon, not a sprint. Stay organized, start early, and keep communication open with your family and counselors. Whether you’re aiming for a university, community college, or trade program, the key is preparation. Believe in your ability, and don’t be afraid to aim high.

You’re not just applying to college — you’re investing in your future.