Student Loans

Student loans come in a few varieties. There are college loans, graduate student loans, loans for parents, as well as private consolidation loans and federal consolidation loans for parents and graduates who want to manage their student loan debt in the most affordable and most convenient way possible.

Research all your options for education loans and compare loan programs to find the student loans and parent loans that give you the money you need to pay for college and that are the best fit for your college needs.

Federal College Loans

Federal college loans, available for undergraduates, graduate students, and parents, offer low fixed interest rates and flexible repayment terms. Many federal education loans are available without regard for financial need. College loans for undergraduates and some graduate loans are available without a credit check or co-signer. Parent loans and other graduate student loans require a modest credit check

• Undergraduates: Federal Perkins student loans (need-based) and Stafford student loans (both need-based and non-need-based)
• Graduate students: Stafford graduate loans (both need-based and non-need-based) and Grad PLUS graduate student loans (non-need-based)
• Parents: PLUS loans for parents of undergraduate students (non-need-based)

» Federal college loans: Get information on applying and qualifying

Private Student Loans

Private student loans are non-federal credit-based loans available to undergraduate, graduate, international, and continuing education students for tuition, fees, books, living expenses, and even a computer. Offered by banks, credit unions, and other private lenders, private student loans are designed to cover any costs not met by scholarships, grants, federal student loans, or other financial aid.

» Private student loans: Find and compare private loan programs

Federal Consolidation Loans

Once you’ve left school, a student consolidation loan can help ease the burden of student loan repayment by bundling all your student loans into a single loan with one lender and one monthly bill. Often, consolidating student loans can give you more time to repay and can lower your monthly student loan payments. Anyone with qualifying federal student loans or federal parent loans is eligible for student loan consolidation.

» Student loan consolidation: Learn about consolidating student loans

Private Consolidation Loans

Have you already consolidated your federal education loans and wish you could do the same with your private student loans? Private consolidation loans, available through some banks and private lenders, allow you to consolidate all your eligible private education loans into a single loan with a single monthly payment that can simplify your finances.

Quick Links

» Private Student Loans
» Federal College Loans
» Stafford Student Loans
» Grad PLUS Graduate Loans
» PLUS Loans for Parents
» Student Loan Consolidation