NextStudent Private Student Loans

Available now! Cash for college.
Get money for college. With a NextStudent Private Loan, undergraduate, graduate, and continuing education students can cover higher education expenses up to the Total Cost of Education. Pay for up to 100% of your undergraduate or graduate expenses from $2,500 up to a lifetime aggregate maximum of $250,000.

Get it when you want it.
Apply for a NextStudent Private Loan at the beginning of the school year, in the middle of the term or near the end. It’s up to you. There are no application deadlines. You can apply now and get a fast preliminary approval.

Why choose a NextStudent Private Loan?
Simple. With a NextStudent Private Student Loan, you get everything you need.

• No FAFSA required
• Competitive interest rates and fees
• 12-month grace period after graduation^‡
• FAST preapproval
• Funds are payable to you, not your school^§
• Disbursements as fast as 48 hours from final approval
• Up to a 0.5% discount for on-time, automatic payments^†
• When you apply with a creditworthy co-signer you may increase your chances of approval and of qualifying for lower interest rates and/or loan fees

What are you waiting for? Apply now.

If federal financial aid doesn't cover the total cost of your education, you can still get the money you need for school. Private student loans are unsecured, credit-based loans available to students for tuition and fees, room and board, school supplies, and other education-related expenses.

NextStudent Private Loans feature tons of borrower benefits:

• Generous borrowing limits
• No application fees
• No application deadlines — apply any time!
• Deferred principal and interest payments for student borrowers while they’re attending school at least half time^‡
• Fast and easy application
• Funds that get sent directly to you, not your school^§

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