Canada Tweaks its Work-Permit Program to Better Retain International Students

Student Loan Girl — Mon, 28 Apr 2008 22:29:00 GMT

Foreign college students studying in Canada may find it easier to work in the country after they graduate thanks to changes to the Citizenship and Immigration department’s Post-Graduation Work Permit Program, according to The Chronicle of Higher Education (“Canada Makes it Easier for Foreign Students to Work After Graduation,” April 23, 2008).

Under the new changes, eligible foreign graduates from the country's colleges and universities are no longer required to have a job offer to get a work permit and they may work anywhere in Canada for up to three years after receiving their degree, as opposed to two years under the previous program.

The changes come after foreign–study academic advisors and students complained about the restrictions of the 2005 Post-Graduation Work Permit Program. Under the previous program, international students had only 90 days after graduation to land a job, potential employers often lacked proper information about the program, and the program’s official documents often contained contradictory information.

In a study conducted last October, Sheryl Bond, a professor of education at Queen’s University in Ontario, found that out of 900 foreign students surveyed about the 2005 program, only one-third were planning to stay in Canada after they graduated, The Chronicle reported (“Report Assails Canadian Program Aimed at Drawing Foreign Students,” Oct. 27, 2007).

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Library Book Past Due: Loan Denied

Student Loan Girl — Wed, 26 Dec 2007 23:00:00 GMT

Chances are you have overdue library books laying around in your dorm room or apartment. Maybe the book you checked out six months ago has become a part of your décor—a handy paperweight on your desk or an unconventional coaster on your coffee table.

You’ve thought to yourself, no biggie, right? Not quite. You might want to dust off the CD’s, DVD’s and other library materials you have and drop them off. Return them before the fines you’ve racked up get turned over to a collection agency.

Turns out, more and more libraries think their missing property and your laid-back attitude about it are quite a big deal. And they’re hitting you where it hurts the most, your wallet.

If you’re not careful that overdue book could prevent you from getting a loan for a car or a house.

Libraries Collecting on Overdue Fines with Big Help

Many libraries have teamed up with Unique Management Services, Inc., a collection agency that specializes in recovering library books and late fees.

The company based in Jeffersonville, Indiana, tracks down late accounts for more than 850 clients (libraries of all sizes) in the United States, England, Canada and Australia. Its goal is to shock library abusers—most of whom are average, well-meaning people—into action, Kenes Bowling, the company’s manager for customer development, tells The New York Times.

The debt collector’s website states it send letters that gently nudge people into returning items that rightfully belong to the library and the people it serves.

New York Times reporters Anne Barnard and Jo Craven McGinty write that included in one of the company’s standard letters is language like: “Once reported, this adverse information can stay on your record for seven years!” The letter goes on to warn that car dealers, department stores and banks may learn of the library users’ misdeeds. “Why allow this to happen?”

The company typically sends out two letters and follows up with a phone call to your home. It claims phone calls improve results as much as 30 percent over letters alone.

The Moral: Be a Good Patron

With such verbiage, it’s hard not to see that your local library means business.

It’s not that libraries want to be seen as bullies. But when you consider that in a little over a decade, Unique Management Services has managed to retrieve $5.8 million for the New York Public Library System alone, you can see why libraries are turning to debt collection agencies like UMS for help.

Libraries want to penalize people who believe items can be checked out to infinity and beyond and those who simply want to sell them or keep items for their personal collections.

If you’re reported for owing a library fine, you could see your credit rating drop by 100 points or more, Craig Watts a spokesperson for Fair Isaac, the company that scores your credit history, tells CNN.com.

So don’t wait to be tattled on. Just take your library items back and pay up before you pay too much.

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Student Loan Blog : Canada

Canada Tweaks its Work-Permit Program to Better Retain International Students

Library Book Past Due: Loan Denied