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The Three-Year College Option

Published 19 August 09 01:17 PM | Student Loan Girl 

For some students, four years of a college education is simply too much to afford. But by accelerating their college career to reduce the amount of time they spend in the classroom, these student are able to reduce their overall cost of college.

How do they do it?

For many students, the three-year college plan starts in high school. High school students can accumulate college credits by taking and scoring well on Advanced Placement examinations. Generally, the cost of an AP exam is much less than the cost of a college course, and for public school students whose high schools offer AP courses, the cost of instruction is generally free.

Both high school and college students may be able to accumulate college credits by taking classes online. Many colleges and universities are now offering online courses that may be used to fulfill both general education and college major requirements. The added advantage of online courses is that students can take the courses year-round, logging on at their convenience to complete their work or take exams, without having to be on campus. 

Summer breaks present students an opportunity to grab a few extra classes at typically lower tuition rates. Summer classes usually take two to three months (half a semester) to complete and can offer the same number of credits toward graduation as a semester-long class.

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