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Federal Stafford Loans *
Cash in on a great offer! Get one of the most affordable loans available. Federal Stafford Loans are government-secured student loans available to undergraduate and graduate students at rock-bottom rates. There’s no collateral or credit check required, and payments are deferred until you graduate.
- Low 6.8% fixed interest rate
- No application fees
- No collateral or credit checks
- No payments while you’re in school
- Eligible for federal loan consolidation
- Tax deductions and flexible repayment options available
- No prepayment penalties
What are you waiting for? Apply for a Stafford Loan now.
Federally guaranteed student loans for students in almost any financial situation
Awarded both with and without consideration of financial need, Stafford student loans give undergraduate and graduate students a self-help financing option that’s available to you regardless of how much money you or your parents make.
Stafford loans are given to students in their own names without a credit check, so you don’t need to worry about finding a co-signer to get money for college or graduate school.
Get the money you need for school. Apply now.
More about Federal Stafford Loans
A Stafford student loan is one of the most affordable ways to pay for school. Stafford loan rates are lower than other forms of consumer financing, and repayment is postponed until you leave school or drop below half-time enrollment.
- Low, fixed interest rate of just 6.8%
- No collateral or credit check required
- No co-signers required
- Repayment deferred while you’re in school
- Eligible for federal loan consolidation
- Tax deductions and flexible repayment options available

* Please be aware that while we continue to offer Private Student Loans and Private Consolidation Loans, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications.
On October 1, 2007, legislation went into effect that cut $21 billion in subsidies to FFELP lenders like NextStudent. We have been searching, and continue to search, for avenues that would allow us to keep offering FFELP loans. But at this point, until market and regulatory conditions change, we find ourselves forced to suspend our federal education loan programs.
We value your business, and we want to make sure you’re able to get the money you need to pay for school. We encourage you to take advantage of college scholarships and your available federal financing options. But if you’re still in need of a parent or student loan, please give us a call, and we’ll do what we can to help. |
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