Types of Federal Stafford Loans*
Please be aware that due to current conditions in the student loan market in particular and in the financial sector in general, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications. However, you may be able to apply for these federal student loans from one of our trusted partners. Click here for more information.
Stafford Loans can be subsidized or unsubsidized.
- Subsidized: The government will pay the interest loan while you are in school and during grace and deferment periods. Students must demonstrate financial need to be eligible for a subsidized Stafford Loan.
- Unsubsidized: Students are responsible for all interest, although payment is deferred until after graduation. All students, regardless of need, are eligible for the unsubsidized Stafford Loan.
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» Types of Stafford Loans
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» Rates Fees and Terms
» Top Questions about Stafford Loans