NextStudent Undergraduate Private Loan Eligibility

To qualify for an undergraduate private loan, the applicant or co- applicant must meet several requirements.
  • Proof of enrollment must be provided
  • At least 21 months of credit experience and a satisfactory credit history.
  • Continuous satisfactory employment history with the same company or in the same field for the previous two years
  • U.S. citizen or permanent resident residing in the United States for the previous two years

International students must apply with a creditworthy co-applicant who meets U.S. residency/citizenship requirements.

Quick Links
» Apply Online
» Loan Amounts
» Rates, Fees and Terms
» Top Questions about NextStudent Private Loans

Download an Undergraduate Private Loan Application



* The lender for the NextStudent Private Student Loan is RBS Citizens, N.A., Member FDIC and Equal Opportunity Lender. RBS Citizens, N.A. may sell your student loan to a third party. RBS Citizens, N.A. will only sell your student loan if the third party agrees to honor all of RBS Citizens, N.A.'s promises to you, including all promised benefits that you will receive or might become eligible for during the loan repayment period.

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Last updated Saturday, May 17, 2008