The NextStudent Undergraduate Loan

Call NextStudent
DTC Status
For loans to be disbursed directly to the borrower

NextStudent offers private loans for undergraduates enrolled at least half time in a degree or certificate program at a participating school.

  • Borrow up to the full cost of education annually up to $40,000*
  • Money-saving repayment options
  • No application fee
  • You may qualify with or without a co-signer
  • No application deadlines—apply any time
  • Funds sent directly to the borrower
  • Easy application with preliminary approval in as little as 15 minutes
  • Interest payments may be tax deductible (see your tax advisor)

* Undergraduate and graudate borrowers may borrow annually up to the lesser of the cost of attendance or $30,000 ($40,000 for certain schools where it has determined that the annual cost of attendance exceeds $30,000). Borrowers in Continuing Education and K-12 loan programs may borrow annually up to $30,000.

Quick Links
» Apply Online
» Eligibility
» Loan Amounts
» Rates, Fees and Terms
» Top Questions about NextStudent Private Loans

Download an Undergraduate Private Loan Application



* The lender for the NextStudent Private Student Loan is RBS Citizens, N.A., Member FDIC and Equal Opportunity Lender. RBS Citizens, N.A. may sell your student loan to a third party. RBS Citizens, N.A. will only sell your student loan if the third party agrees to honor all of RBS Citizens, N.A.'s promises to you, including all promised benefits that you will receive or might become eligible for during the loan repayment period.

Helpful Resources

financial aid info

Additional Programs

financial aid info

Student Loan Info


Registered with the Better Business Bureau



HACKER SAFE certified sites prevent over 99.9% of hacker crime.



About NextStudent | Privacy | Terms of Use | Site Map | Contact | Opportunities | Investor Info | Tell a Friend
This work incorporates copyrighted materials owned by Campus Door, Inc.
All content copyright © 2008 NextStudent Inc. All rights reserved.
Last updated Friday, May 09, 2008