K-12 Private Loan Eligibility

To qualify, you must have:
  • Proof of your child’s enrollment in a participating school
  • Satisfactory credit history (defined as two or more years of revolving credit accounts in use)
  • Satisfactory employment history with the same company or in the same field for the previous two years
  • Income sufficient to make required payments
  • U.S. citizen or permanent resident residing in the United States for the previous two years

Quick Links
» Apply Online
» Loan Amounts
» Rates, Fees and Terms
» Top Questions about NextStudent Private Loans

Download a K-12 Private Loan Application



* The lender for the NextStudent Private Student Loan is RBS Citizens, N.A., Member FDIC and Equal Opportunity Lender. RBS Citizens, N.A. may sell your student loan to a third party. RBS Citizens, N.A. will only sell your student loan if the third party agrees to honor all of RBS Citizens, N.A.'s promises to you, including all promised benefits that you will receive or might become eligible for during the loan repayment period.

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Last updated Saturday, May 17, 2008