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Private Loan
Eligibility
To be eligible for a Private Loan, you must:
- Be a U.S. citizen or permanent resident who has resided in the US for the previous two years
- Provide proof of enrollment as required by loan type
- Have satisfactory credit, employment and residence history and can provide proof of current income
- Be enrolled in an approved school
- A co-signer may be required to be approved
International students must apply with a
creditworthy co-applicant who meets U.S. residency/citizenship
requirements.
* The lender for the NextStudent Private Student Loan is RBS Citizens, N.A., Member FDIC and Equal Opportunity Lender. RBS Citizens, N.A. may sell your student loan to a third party. RBS Citizens, N.A. will only sell your student loan if the third party agrees to honor all of RBS Citizens, N.A.'s promises to you, including all promised benefits that you will receive or might become eligible for during the loan repayment period.
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Download
an Undergraduate Private Loan Application 
