Eligibility*
Please be aware that due to current conditions in the student loan market in particular and in the financial sector in general, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications. However, you may be able to apply for these federal student loans from one of our trusted partners. Click here for more information.
The PLUS Loan allows parents to borrow federally guaranteed money at low interest to help pay for their child’s education.
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To be eligible for a Federal PLUS Loan, the parent must be:
- A biological, adoptive or step-parent of a dependent undergraduate student
- A U.S. citizen or eligible non-citizen
- Able to meet federal minimum standards of creditworthiness
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In addition, students must be:
- U.S. citizens or eligible noncitizens
- Less than 24 years of age as of December 31 of the academic year
- Unmarried with no dependents
QuickLinks
» Loan Amounts
» Rates, Fees and Terms
» Top Questions about PLUS Loans
Download a PDF Federal PLUS Loan Application