NextStudent Tools & Resources^*

Budget Planner

Figure out how much college will cost, and how much you need to borrow, before you get to school. Or use this handy calculator to get a jump on next semester's budget, try "what if" scenarios, or figure out where you can make adjustments in your spending.

Loan Repayment Calculator

Determine the amount you'll owe each month on your student loan debt, estimate the impact of various repayment options, or see how prepayment will affect your monthly payments.

Consolidation Loan Calculator

Try our Consolidation Loan Calculator to see how much this money-management tool can save you.

* Please be aware that due to current conditions in the student loan market in particular and in the financial sector in general, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications.

On October 1, 2007, legislation went into effect that cut $21 billion in subsidies to FFELP lenders like NextStudent. We have been searching, and continue to search, for avenues that would allow us to keep offering FFELP loans. But at this point, until market and regulatory conditions change, we find ourselves forced to suspend our federal education loan programs.

We value your business, and we want to make sure you’re able to get the money you need to pay for school. We encourage you to take advantage of college scholarships and your available federal financing options. But if you’re still in need of a parent or student loan, please give us a call, and we’ll do what we can to help.