PLUS Loans - The Parent Loan for Undergraduate Students

The best deals are here at NextStudent.

Borrow up to 100% of the cost of college at rates as low as 8.5% with a Federal PLUS loan from NextStudent. PLUS loans aren't based on financial need or income so you can't be turned down for making too little or too much money. Even Bill Gates could get a PLUS loan!

Get the loan that financial experts recommend.

Financial experts agree. The Federal PLUS Loan is a smart financial strategy because it helps families meet college costs at below-market rates and generous terms.

Interest rates as low as 8.5%.
Borrow up to 100% of college costs (even the new computer!), less any financial aid received
Available year round—even if you've already paid tuition and education expenses
Eligible for federal loan consolidation
Interest may be tax-deductible
Instant pre-approval process

What are you waiting for? Apply for a PLUS loan now.

A great funding strategy…plus a whole lot more.

When you get a PLUS loan from NextStudent, you're eligible for an instant discount of 0.25% off your rate, just for signing up for automatic debit. Plus, after 48 consecutive on-time payments, we'll take a full 2.0% off your already-low rate for the remainder of your term.

Get pre-approved instantly.

Apply once; get your PLUS funds for years.

Once you complete the Master Promissory Notes (MPN), it's good for 10 years provided the student remains at the same school, files the FAFSA each year, and you are credit approved. Please contact your Financial Aid Office and use this form to get your PLUS loan for the 2005-2006 academic year. Be sure to tell your school your lender is NextStudent, Lender ID 834051.

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