Student Loan Consolidation. The Easy Way to Save.

Cut your student loan payments in half.

Attention federal student loan borrowers! Right now you can lower your monthly payments as much as 60% and put that extra cash in your pocket with the Federal Student Loan Consolidation program. Apply now.

Lock in rates as low as 4.5%
All federal loans bundled into one easy-to-manage loan
No fees, charges or prepayment penalties
Easy, online application with Electronic Signature

Do the math.

Federal rates are low right now, but NextStudent helps you save even more.

Save 0.60% more when you consolidate right after graduation or during other eligible grace periods
Shave off 0.25% when you sign up to have your payments automatically deducted from your bank account
Lower your rate another 1.0% after your first 36 consecutive on-time payments (this benefit is locked for the life of the loan- unlike most companies who repeal the rate reduction if you go into forbearance, deferment, or if you miss a single payment) -OR- Lower your rate another 2% after 48 consecutive on-time payments!

What are you waiting for? Apply now!

No-hassle application. Only from NextStudent.

All student loan borrowers, even parents, can consolidate with the NextStudent Federal Consolidation program. There are no credit checks, you don't need to know the details of your current student loan portfolio, and you don't need a co-signer. Just complete the simple 4-step, all-digital application with Electronic Signature and you'll be on your way to saving thousands* on your student loan debt.

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