NextStudent Short-Term Health Insurance
Save money on health insurance, both in and out of school.
Whether you’re a recent college grad just hitting the job trail or a workforce veteran who’s just been laid off, NextStudent short-term medical insurance could provide the individual health insurance coverage you need while you’re in between jobs.
Get short-term individual health insurance to cover you when you need it.
- Just graduated and job-hunting
- Laid off or between jobs
- Temping or a seasonal employee
- Waiting for employer-sponsored coverage to start
If you’ve been laid off, our short-term health plan offers an affordable alternative to COBRA: You could save as much as 50% over monthly COBRA premiums.*
For low-cost student health insurance options while you’re in college or grad school, NextStudent also offers a student insurance program.
Fast, flexible, and affordable short-term health coverage
With NextStudent short-term medical insurance, you could have affordable individual health insurance coverage as early as tomorrow — with prescription drug coverage included.
- FAST next-day coverage
- NO network restrictions
- Save as much as 50% over COBRA*
- Choose from 30-day to 12-month plans†
- Get up to $2 million in coverage
YOU pick the health plan you want.
Customize your short-term health plan to what works for you: Choose how long you want your plan to run, and pick the deductible that suits you best. There are no HMO or PPO network restrictions, so you can visit any doctors or hospitals you want, with no out-of-network charges to worry about.
- Choose a coverage term anywhere between 30 days and 12 months
- Pick your own deductible from as low as $250
- Visit any doctors or hospitals with NO network restrictions
10-day free-look period
Take advantage of our 10-day free-look period on any NextStudent health insurance plan. If you decide the NextStudent short-term medical insurance plan isn’t right for you, cancel your coverage within 10 days for a full refund of your premium. No questions asked!
NextStudent health insurance products, offered under the Assurant Health brand name, are underwritten and issued by Time Insurance Company. Student and short-term medical coverage plans may not be available in all states. Licensed agent Nathan Schoneberger, 2145 E. Warner Road, Suite 103, Tempe, Arizona 85284.
* Short-term medical insurance is often a lower-cost alternative to COBRA. Please note, however, that if you choose a short-term medical plan rather than maintaining COBRA coverage, you may give up your rights to future coverage for pre-existing conditions or to future guaranteed health insurance.
† Available terms for NextStudent short-term health plans vary by state.