Stafford Loan Requirements

To be eligible for federal Stafford undergraduate or graduate student loans, you must meet a few requirements:

  • A U.S. citizen or eligible noncitizen
  • Enrolled at least half-time in a degree or certificate program
  • A high school graduate (or have an equivalency diploma)
  • Current (not in default) on any of your existing federal education loans

Apply for a Stafford student loan

 

Quick Links

» Apply for a Stafford student loan
» Stafford student loans: Overview
» Types of Stafford student loans
» Stafford loan amounts
» Stafford loan rates, fees, and terms
» Top questions about Stafford student loans