Federal Student Loan Holders
If you have federal loans, such as Stafford and PLUS, you can lower your monthly payments as much as 60% and put more cash in your pockets with the Federal Consolidation Loan program. Rates are currently the lowest in history!

Apply Online... now with Electronic Signature!

All Student Loan Borrowers
If you’ve already consolidated your federal loans or have private student loans to refinance, you’re in luck. With the new NextStudent Private Consolidation Loan you can refinance all your student loans—even private loans—at record-low rates that can put more cash in your pockets.
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Thank you so much for your amazingly fast, efficient and courteous service. I have never received such quality customer service over the phone in my life and I will surely be telling others about NextStudent.com.
- Kevin J. Nah
Satisfied Customer

* Please be aware that while we continue to offer Private Student Loans and Private Consolidation Loans, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications.

On October 1, 2007, legislation went into effect that cut $21 billion in subsidies to FFELP lenders like NextStudent. We have been searching, and continue to search, for avenues that would allow us to keep offering FFELP loans. But at this point, until market and regulatory conditions change, we find ourselves forced to suspend our federal education loan programs.

We value your business, and we want to make sure you’re able to get the money you need to pay for school. We encourage you to take advantage of college scholarships and your available federal financing options. But if you’re still in need of a parent or student loan, please give us a call, and we’ll do what we can to help.