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Federal Student Loan Consolidation*


Please be aware that due to current conditions in the student loan market in particular and in the financial sector in general, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications. However, you may be able to apply for these federal student loans from one of our trusted partners. Click here for more information.

After graduation, consolidation loans can help ease the burden of repayment by bundling all your student loans into a single loan with one lender and one repayment plan. Both students and parents are eligible to consolidate federal student loans.

NextStudent offers Electronic Signature to complete the online application experience. Apply now to lock in at the lowest rates possible.

Begin the Application Process


Or call us toll-free at (800) 299-4639

  • Apply completely online with new Electronic Signature
  • Low interest rates fixed for the term of your loan can save you thousands
  • Lower monthly payment burden by as much as 60%
  • Save 0.6% more during grace periods or eligible deferment
  • Get an additional 0.25% rate reduction with automatic debit
  • 1% interest rate reduction LOCKED after you make your first 36 consecutive on-time payments -OR- 2% interest rate reduction after you make your first 48 consecutive on-time payments*
  • Retain all federal borrower benefits
  • Flexible repayment options
  • No fees, charges, or prepayment penalties
  • No credit checks or co-signers required

How much can consolidation help you? Use our consolidation loan calculator to find out. Or, see our before and after examples to see how powerful consolidation can be.

Thank you so much for your amazingly fast, efficient and courteous service. I have never received such quality customer service over the phone in my life and I will surely be telling others about NextStudent.com.

Kevin J. Nah
Satisfied Customer

More About Federal Consolidation Loans
» Apply Online and lock in at the lowest rate
» Before and After
» Eligibility
» Loan Amounts
» Rates, Fees and Terms
» Top Questions about Consolidation Loans

Download a PDF Federal Consolidation Loan Application

 


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Last updated Tuesday, February 09, 2010