Are You Eligible?*
Please be aware that due to current conditions in the student loan market in particular and in the financial sector in general, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications. However, you may be able to apply for these federal student loans from one of our trusted partners. Click here for more information.
You may consolidate your student loans if you:
- Are no longer enrolled more than half time in school
- Are in repayment or in a loan grace period (normally 6 months after leaving school)
- Have not previously consolidated your loans
Loans eligible for consolidation:
- Federal Subsidized and Unsubsidized Stafford Loans
- Federal Direct Loans
- Federal Parent Loans for Undergraduate Students (PLUS)
- Supplemental Loans for Students (SLS)
- Federal Perkins Loans
- Federally Insured Student Loans (FISL)
- Health Professions Student Loans (HPSL)
- Health Education Assistance Loans (HEAL)
- Nursing Student Loans (NSL)
More About Federal Consolidation Loans
» Apply Online and lock in at the lowest rate
» Before and After
» Eligibility
» Loan Amounts
» Rates, Fees and Terms
» Top Questions about Consolidation Loans
Download a PDF Federal Consolidation Loan Application