Student Loan Consolidation Loan Limits

The amount you consolidate depends on your outstanding eligible student loan debt.

The amount you consolidate may affect your interest rate and your interest period. For instance, a $10,000 consolidation loan must be repaid within 15 years, but a $60,000 student consolidation loan may be repaid over a period of 30 years.

How much can consolidation help you? Use our consolidation loan calculator to find out. Or, see our before and after examples to see how powerful consolidation can be.

“It was a pleasure working with NextStudent to consolidate my loans. If I had known that it would be such a pleasant experience, I wouldn’t have procrastinated so long!”

– J. Veltri

More About Federal Consolidation Loans

» Apply online and lock in at the lowest rate
» Before and After
» Eligibility
» Loan Amounts
» Rates, Fees, and Terms
» Top Questions About Consolidation Loans
» More About NextStudent Consolidation Loans
» NextStudent Custom Consolidation Loan Calculator