Student Loan Consolidation Eligibility

You may consolidate your student loans if you:

• Are no longer enrolled more than half time in school
• Are in repayment or in a loan grace period (normally 6 months after leaving school)
• Have not previously consolidated your loans

College loans and graduate student loans eligible for consolidation:

• Federal subsidized and unsubsidized Stafford loans
• Federal Direct Loans
• Federal Parent Loans for Undergraduate Students (PLUS)
• Supplemental Loans for Students (SLS)
• Federal Perkins loans
• Federally Insured Student Loans (FISL)
• Health Professions Student Loans (HPSL)
• Health Education Assistance Loans (HEAL)
• Nursing Student Loans (NSL)

More About Federal Consolidation Loans

» Apply online and lock in at the lowest rate
» Before and After
» Eligibility
» Loan Amounts
» Rates, Fees, and Terms
» Top Questions About Consolidation Loans
» More About NextStudent Consolidation Loans
» NextStudent Custom Consolidation Loan Calculator