College Loan Consolidation

Two Options for Student Loan Consolidation

After graduation, consolidation loans can help ease the burden of repayment by bundling all your student loans into a single loan with one lender and one repayment plan. Both students and parents are eligible to consolidate student loans.

Federal Student Loan Holders

If you have federal education loans, such as Stafford student loans or PLUS parent loans, you can lower your monthly payments by as much as 60% and put more cash in your pockets with the federal student loan consolidation program.

Apply online … now with Electronic Signature!

All Student Loan Borrowers

If you’ve already consolidated your federal loans or have private student loans to refinance, you’re in luck. With the new NextStudent Private Consolidation Loan you can refinance all your student loans — even private loans — at record-low rates that can put more cash in your pockets.

» Learn more

Consolidate your student loans