Important Information:
Since federal student loans generally offer more attractive terms than private student loans, you should always use your federal financing options first. You should only consider taking out a private student loan if you find that, even after your federal loans and grants, your school costs still exceed your available scholarships and financial aid. In that case, a private student loan could provide the remaining money you need.
* When you click on the links to Firstmark Services on this page, you are leaving NextStudent.com and entering a website that NextStudent does not control. You will be submitting your information directly to Firstmark Services and Citizens Bank and not to NextStudent. We have provided these links for your convenience but do not endorse, are not responsible for, and make no guarantees or representations regarding any content, links, privacy policy, security policy, or information-collection practices of non-NextStudent websites.
† If you qualify for your TruFit Student Loan with a co-signer, you may apply to release your co-signer after making your first 36 consecutive loan payments on time. You must meet certain credit and eligibility guidelines when you apply for the co-signer release. International borrowers must also attain U.S. citizenship or permanent-resident status. Other terms and conditions may also apply. For the purposes of this co-signer release benefit, on-time payments are defined as payments received within 15 days of the payment due date.
‡ If you attend a TruFit-eligible school in Maryland, Virginia, or the District of Columbia, you’re eligible for the 0.50% rate reduction when you automate payments from any bank account. If you attend a TruFit-eligible school outside of these areas, you’ll need to automate your payments from an eligible Citizens Bank or Charter One account in order to qualify for the rate reduction.
§ Subject to an aggregate borrowing limit of $120,000, including both federal and private student loans.
NextStudent is a marketer of student loans and is not a lender of either federal or private student loans. The lender for the Citizens Bank TruFit Student Loan is RBS Citizens, N.A. Member FDIC and Equal Opportunity Lender. NextStudent is compensated for the referral of private loan customers to the lender. All private loans are subject to eligibility and credit approval. The Citizens Bank TruFit Student Loan is not available in all states. Borrower benefits, terms, and conditions are subject to change without notice. “Citizens Bank” and “TruFit Student Loan” are registered trademarks of Citizens Financial Group, Inc.
RBS Citizens, N.A. and Firstmark Services are independently owned and operated companies. NextStudent is not responsible for and makes no guarantees or representations regarding any loans or services provided or facilitated by or through RBS Citizens, N.A. or Firstmark Services, nor is NextStudent subject to any liability relating to any actions or omissions of RBS Citizens, N.A. or Firstmark Services.
