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Apply for a Student Consolidation Loan!

You could save hundreds of dollars with Private Student Loan Consolidation.

* Please be aware that due to current conditions in the student loan market in particular and in the financial sector in general, NextStudent is not currently able to accept any new applications for our private consolidation loans.

The introductory rates on privately guaranteed loans are at their lowest levels in the history of the private consolidation program. Private student loan consolidation rates are currently ranging from as low as 6.32% to 7.07% in the first year, with a corresponding APR ranging from 9.88% to 11.02%.

Both parents and students are eligible for a Private Consolidation Loan from NextStudent.

Private Student Loan Consolidation is good money management

  • Get a first-year introductory interest rate as low as 6.32%
  • Lower your monthly payment by as much as 45% in the first year
  • Choose to make interest-only payments for the first 24 months of repayment
  • Release your co-signer after your first 48 payments are made on-time
  • Get a 0.25% rate reduction just by signing up to have your payments automatically deducted from your savings or checking account
  • Get up to 30 years to repay, with no prepayment penalties

Begin the Application Process

Or call us toll-free at (877) 680-9879 to apply.

Make your life easier with Private Student Loan Consolidation.

After graduation, consolidation loans can help ease the complications of repayment by bundling all your student loans into a single loan with one lender and one repayment plan. Having just one easy-to-manage loan can save you time and hassle and can even reduce your monthly payment.

Take control of your cash flow with a Private Consolidation Loan from NextStudent.

By consolidating your student loans into one easy-to-manage loan with a lower monthly payment, you gain the freedom to better manage your monthly budget, and invest more of your current earnings for the future.

Applying for a NextStudent Private Consolidation Loan is fast and easy!

Take two minutes to apply online now, or call us toll-free at (800) 299-4639.

  • Apply in minutes—with no federal FAFSA forms to complete
  • Get a real-time loan decision in as little as 10 seconds
  • Our knowledgeable Education Finance Advisors will walk you through the process, step-by-step

Begin the Application Process

Or call us toll-free at (877) 680-9879 to apply.

You may qualify for Private Student Loan Consolidation if:

  • You are in repayment on the private student loans you want to consolidate
  • You’re not in default on your student loans
  • You’re creditworthy, with a good credit history

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Last Updated January 19, 2006