Consolidate Student Loan Debt with NextStudent

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	Consolidate Student Loan Debt and Save Hundreds of Dollars The rates on federally guaranteed loans (which change annually based on the three-month Treasury Bill) dropped July 1, 2004 to the lowest levels in the history of the program. Rates on federal consolidation loans are now as low as 3.5% with no discounts or as low as 3.125% with discounts so now is the time to consolidate student loan debt and take advantage of NextStudent's benefit and incentive plans. It’s Smart Money Management to Consolidate Student Loan Debt Consolidate student loan debt now and enjoy these benefits: Low interest rates (Lock in rates as low as 4.5%) fixed for the term of your loan can save you thousands Lower your monthly payment burden by as much as 60% Save 0.6% more during grace periods or eligible deferment Get an additional 0.25% rate reduction with auto-debit 1% interest rate reduction after you make your first 36 consecutive on-time payments Retain all federal borrower benefits Flexible repayment options No fees, charges, or prepayment penalties No credit checks or co-signers required Consolidate Student Loan Debt to Save Time and Hassle After graduation, consolidation loans can help ease the burden of repayment by bundling all your student loans into a single loan with one lender and one simple repayment schedule. Students and parents are each eligible to consolidate student loan debt. Consolidate Student Loan Debt and Improve Your Cash Flow By consolidating multiple student loans into one lower monthly payment, you gain the freedom to better manage your monthly budget, and invest more of your earnings for the future. Take 2 Minutes to Apply Online or call us toll-free at (800) 299-4639 You May Qualify to Consolidate Student Loan Debt if You: Are no longer enrolled more than half time in school Are in repayment or in a loan grace period (normally 6 months after leaving school) Have not previously consolidated your loans
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All content Copyright 2006 NextStudent Inc., All Rights Reserved. Last Updated January 19, 2006